jjv0002.tmr

DD 850108

last-modified: 6 May 1994

Translation:

This month Tokyo Kaijo Kasai Hoken has joined with Daiwa Shoken to put on the market a new product, "Human", which combines the functions of insurance and pension. Also, both Nisshin Kasai Kaijo Hoken and Dowa Kasai Kaijo Hoken have tied up with Yamaichi Shoken and plan to market a pension product soon. The development of joint products by the nonlife insurance industry and the securities companies is expanding a step.

Up to now, industry major Tokyo Kaijo was wary of product tie-ups, but since a lot of ((insurance subscribers)) start long-term savings for education funds, and to provide for old age, ((Tokyo Kaijo)) decided to try to incorporate securities companies' products and absorb these funds.

"Human" combined Tokyo Kaijo's reserve family traffic accident insurance and Daiwa Securities' workers' property accumulation savings and pension savings. ((The subscriber)) sets aside funds for 5 years, and then, after working for a specified period of time, receives the money in the form of a pension. For example, if someone who subscribed at age 40 pays in, by payroll deduction, approximately 20,000 yen every month, and 12,000 yen at bonus times, ((he)) could receive 84,000 yen every 3 months for 10 years, starting at age 60."


	speech-act	statement_1
	heads		%create_1 %market_1 %create_2 %market_2
			%expand_1 %develop_1 %attitude_6 %attitude_7
			%create_3 %decide_1 %absorb_1 %incorporate_1 
			%combine_1 %set-aside_1 %work_1 %receive _1 
			%deposit_1 %receive_2
	stylistic-factors
			%style_1
	attitude	%attitude_1 %attitude_2 %attitude_3 %attitude_4
			%attitude_5 %attitude_6 %attitude_7 %attitude_8
			%attitude_9
	temporal-relations
			%temp-rel_1 %temp-rel_2 %temp-rel_3
			%temp-rel_4 %temp-rel_5 %temp-rel_6
			%temp-rel_7 %temp-rel_8
	focus		%focus_1
	coreferences	coreference_1 coreference_2 coreference_3
	domain-relations  
			%domain-rel_1 %domain-rel_2 %domain-rel_3 
			%domain-rel_4 %domain-rel_5 
	textual-relations

------

statement_1
	scope		%create_1 %market_1 %create_2 %market_2
			%expand_1 %develop_1 %attitude_6 %attitude_7 
			%create_3 %decide_1 %absorb_1 %incorporate_1 
			%combine_1 %set-aside_1 %work_1 %receive_1 
			%deposit_1 %receive_2
	speaker		*author*
	hearer		*reader*
	time		%time_0
	focus		%focus_1
	attitude	%attitude_1
	style		%style_1

%time_0
	at		850108	;"pubdate"	`start/end/
						duration/unit' didn't
						seem to be appropriate, so we
 						added `at'.

%focus_1		
        scope		%create_1
	value		0.6

%attitude_1
	type		epistemic
	value		1
	attribution	*author*
	scope		%create_1 %market_1 %create_2 %market_2
			%expand_1 %develop_1 %attitude_6 %attitude_7 
			%create_3 %decide_1 %absorb_1 %incorporate_1 
			%combine_1 %set-aside_1 %work_1 %receive_1 
			%deposit_1 %receive_2

%style_1
	scope		statement_1
	formality	0.5
	respect		0.5
	politeness	0.5
	simplicity	0.5
	color		0.5
	force		0.5
	directness	0.5


------
This month Tokyo Kaijo Kasai Hoken has joined with Daiwa Shoken to market a new product, "Human", which combines the functions of insurance and pension.

------


;;"This month Tokyo Kaijo Kasai Hoken has joined with Daiwa Shoken..."

%create_1
	agent		%set_1
	theme		%tie-up_1
	purpose		%market_1
	time		%time_1
	aspect		%aspect_1
	polarity	positive

%set_1
	cardinality	2
	members
	  %company_1
	  %company_2

%company_1
	name $"Tokyo Kaijo Kasai Hoken"

%company_2
	name $"Daiwa Shoken"

%time_1
	start		=>8501		;"this month" => means"on
					 or after"

%aspect_1
	phase		end
	iteration	single
	duration	momentary

-----

;;"... and have put on the market a new product, "Human" which
combines the functions of insurance and pension."

%market_1
	agent		%set_1
	theme		%product_1 ;is `product' an appropriate
				   concept type here?
	time		%time_2
	aspect		%aspect_2
	polarity	positive

%product_1
	age < 0.1	;this sense of `new' means `not existing before'. Can 
			we use a scalar attribute for AGE with this sense?  
			How can we set a default for the age of a generic 
			product?  We need a way to deal with new/old.
	name		human
	function	%set_12

%set_12
	cardinality	2
	members
	  %insurance_1
	  %pension_2

%aspect_2
	phase		begin		;text literally means "will begin
								selling"
	iteration
	duration	prolonged

----
Also, Nisshin Kasai Kaijo Hoken and Dowa Kasai Kaijo Hoken have tied up with Yamaichi Shoken and plan to market a pension product soon.

----

;;"Also, both Nisshin Kasai Kaijo Hoken and Dowa Kasai Kaijo Hoken
have tied up with Yamaichi Shoken..."

%create_2
	agent		%set_2
	theme		%tie-up_2
	accompanier	%company_5		;`accompanier' not
						 agreed on yet
	time		%time_3
	purpose		%market_2		;is this a `purpose'?
	aspect		%aspect_3
	polarity	positive

%company_5
	name  $"Yamaichi Shoken"

%set_2
	cardinality	2
	members
	 %company_3
	 %company_4
	attitude	%attitude_2

%company_3
	name  $"Nisshin Kasai Kaijo Hoken"

%company_4
	name  $"Dowa Kasai Kaijo Hoken"

%aspect_3
	phase		end
	iteration	single
	duration	momentary

[..`also' will be handled via a conjunction domain relation of
`addition.'  see domain-relation at end of text.]

----

;;"...and plan to market a pension product soon."

%market_2
	agent		%set_3
	theme		%product_2
	time		%time_4
	aspect		%aspect_4
	polarity	positive
	attitude	%set_11

%set_3
	cardinality	3
	members
	 %company_3
	 %company_4
	 %company_5

%set_11
	cardinality	2
	members
	  %attitude_3
	  %attitude_4

%product_2
	product-type	pension

%aspect_4
	phase		begin
	iteration	single
	duration	momentary

------

The development of joint product(s) by the nonlife insurance industry and the securities companies is expanding a step.

------


;;"The development of joint product(s) by the nonlife insurance
industry and the securities companies is expanding a step."

%expand_1
	theme		%develop_1
	time		%time_5
	aspect		%aspect_5
	polarity	positive
	degree		>0.5

%aspect_5
	phase		continue
	iteration
	duration	prolonged

----

;;"The nonlife insurance industry and the securities companies are
developing joint products."

%develop_1
	agent		%set_4
	theme		%joint-product_1
	aspect		%aspect_6

%aspect_6
	phase		end
	iteration
	duration	prolonged

%set_4  
	cardinality	>2
	members		
	   %industry_1
	   %set_5

%industry_1
	industry-type	$"nonlife insurance"

%set_5
	member-type	%company_6
	cardinality	>1

%company_6
	prod/svc 	%securities_1


------

Up to now, industry major Tokyo Kaijo was wary of product tie-ups, but since a lot of ((insurance subscribers)) start long-term savings for education funds, and to provide for old age, (Tokyo Kaijo) decided to try to incorporate securities companies' products and absorb these funds.


------


;;"up to now, industry major Tokyo Kaijo was wary of product tie-ups.."




%attitude_6	       ;attitudes _6 and _7 jointly capture "be wary of"
		       ;therefore, they are listed in the heads
	experiencer	%set_6
	theme		%tie-up_3
	time		%time_16
	aspect		%aspect_16
	polarity	positive


%set_6
	member-type	*industry-major
	cardinality	>1
	member		$"Tokyo Kaijo"
	prominence	>0.8

%tie-up_3
	tie-up-type	product

%attitude_6
	type		expectation
	attributed-to	%set_6
	scope		%tie-up_3
	time		%time_16
	value		>0.5

%time_16
	end		=<850108

%aspect_16
	phase		continue
	iteration
	duration	prolonged

----

;;"up to now, industry major Tokyo Kaijo was wary of product tie-ups..."

%attitude_7
	experiencer	%set_6
	theme		%tie-up_3
	time		%time_17
	aspect		%aspect_17
	polarity	positive

%attitude_7
	type		evaluative
	attributed-to	%set_6
	scope		%tie-up_3
	time		%time_17
	value		0.4

%time_17
	end		=<850108

%aspect_17
	phase		continue
	iteration
	duration	prolonged

----

;;"but since a lot of ((insurance subscribers)) start long-term savings
for education funds, and to provide for old age,..."

%create_3
	agent		%subscriber_1
	theme		%savings_1
	purpose		%set_7
	time		%time_7
	aspect		%aspect_7
	polarity	positive

%subscriber_1
	type 		insurance
	cardinality	many

%savings_1
	savings-type	long-term

%set_7
	cardinality 	2
	members
	  %fund_1
	  %provision_1
%fund_1
	fund-type	education

%provision_1		;text literally says "old age provision"
	provision-type  old age

%aspect_7
	phase		begin
	iteration
	duration

----

;;"...(Tokyo Kaijo) decided ..."

%decide_1
	agent		%company_6
	theme		%event_1
	time		%time_8
	aspect		%aspect_8
	polarity	positive

%event_1
	postcondition	%incorporate_1

%aspect_8
	phase		end
	iteration	single
	duration	momentary

----

;;"...to try to incorporate securities companies' products and absorb
these funds."

%incorporate_1
	agent		%company_6
	theme		%product_3
	purpose		%absorb_1
	time		%time_9
	aspect		%aspect_9
	polarity	positive
	attitude	%attitude_8

%product_3
	producer 	%set_8

%set_8
	member-type	%company_7
	cardinality	>1

%company_7
	prod/svc	%securities_2	;coref w/ %securities_1

%aspect_9
	phase 		end
	iteration
	duration

----

;;"... will absorb these funds."

%absorb_1
	agent		%company_6
	theme		%fund_2
	aspect		%aspect_10

%aspect_10
	phase		continue
	iteration
	duration	prolonged 


-----

"`Human' combined Tokyo Kaijo's reserve family traffic accident insurance and Daiwa Securities' workers' property accumulation savings and pension savings."


%combine_1
	theme		*Human*  ?? What are the correct case roles??
	co-theme	%set_9
	time		%time_10
	aspect		%aspect_10
	polarity	positive

%set_9
	cardinality	2
	members
	  %insurance_2
	  %savings_2

%insurance_2
	insurance-type  "reserve family traffic accident"
	agent		$"Tokyo Kaijo"  ; need to distinguish this agent 
					;from the AGENT slot

%savings_2
	savings-type 	%set_13
	agent $"Daiwa Securities"

%set_13
	cardinality	2
	members
	  %pension_3
	  $"workers' property accumulation"
%aspect_10
	phase		end
	iteration	single
	duration	momentary

------

((The subscriber)) sets aside funds for 5 years, and then, after working for a specified period of time, receives the money in the form of a pension.


------

;;"((The subscriber)) sets aside funds for 5 years..."

%set-aside_1
	agent		%subscriber_2
	theme		%fund_3
	time		%time_11
	aspect		%aspect_11
	polarity	positive

%aspect_11
	phase		end
	iteration
	duration
	  unit		year
	  quantity	5
----

;;"...then, after working for a specified period..."

%work_1
	agent		%subscriber_3
	purpose		%receive_1
	time		%time_12
	aspect		%aspect_12
	polarity	positive

%aspect_12
	phase		continue
	iteration
	duration

...how do we handle "for a specified period...?
----

;;"...(the subscriber) will receive the money in the form of a pension."

%receive_1
	agent		%subscriber_4
	theme		%money_1
	purpose		%pension_1
	time		%time_13
	aspect		%aspect_13
	polarity	positive

%aspect_13
	phase		end
	iteration
	duration	momentary

----

For example, if someone who subscribed at age 40 pays in, by payroll deduction, approximately 20,000 yen every month, and 12,000 yen at bonus times, ((he)) could receive 84,000 yen every 3 months for 10 years, starting at age 60.


----

;;"For example, if someone who subscribed at age 40 pays in, by
payroll deduction, approximately 20,000 yen every month, and 12,000
yen at bonus times for five years..."

%deposit_1
	agent		%person_1
	theme		%set_10
	means		%deduction_1
	time		%time_14
	aspect		%aspect_14
	polarity	positive

%person_1
	age		40
	scope		subscriber

%set_10
	cardinality 	2
	members
	 %rate_1
	 %rate_2

%rate_1
	unit		JPY
	interval	month
	quantity	~20000

%rate_2    
	unit		JPY
	interval	biannual ??
	quantity	12000

%deduction_1
	deduction-type  payroll

%aspect_14
	phase		end
	iteration
	duration
	  unit		year
	  quantity	5

----

;;"...((he)) could receive 84,000 yen every 3 months for 10 years,
starting at age 60."

%receive_2
	agent		%person_2
	theme		%rate_3
	attitude	%attitude_9
	time		%time_15
	aspect		%aspect_15
	polarity	positive

%person_2
	age 60

%rate_3
	unit		JPY
	interval	quarter
	quantity	84000

%aspect_15
	phase		end
	iteration
	duration
	  unit		year
	  quantity	10

------

;;text emphasizes that it was `the two companies'

%attitude_2
	type		saliency
	attributed-to	*author*
	scope		%set_2.cardinality
	value		1

;;"...plan to market..."

%attitude_3
	type		volition
	attributed-to	%set_3
	scope		%market_2
	time		%time_4
	value		>0.8

%attitude_4
	type		expectation
	attributed-to	%set_3
	scope		%market_2
	time		%time_4
	value		>0.8

;;"...((he)) could receive.."

%attitude_5
	type		epistemic
	attributed-to	*author*
	scope		%receive_2
	time		%time_15
	value		>0.7


;;"...to try to incorporate..." (Tokyo Kaijo wants to do X, and
	 believes it is doable)

%attitude_8 
	type 		epistemic
	attributed-to	$"Tokyo Kaijo" 
	scope		%incorporate_1 
	time		%time_9 
	value		0.6

%attitude_9
	type		potential
	attributed-to	*author*
	scope		%incorporate_1
	time		%time_9
	value		>0.5

%attitude_10
        type		volition
	attributed-to   $"Tokyo Kaijo"
	scope		%incorporate_1
	time		%time_9
	value		>0.5


;;"...he could receive 84,000 yen..."

%attitude_11
	type		potential
	attributed-to	???		;*author*
	scope		%receive_2
	time		%time_15
	value		1.0

------

;;Tokyo Kaijo Kasai Hoken joined with Daiwa Shoken (%time 1) before
the text was written (%time_0)

%temp-rel_1
	type before
	 arg_1		%time_1
	 arg_2		%time_0

;;Tokyo Kaijo Kasai Hoken and Daiwa Shoken (%time_1) marketed a new
product, "Human" (%time_2) after they joined (%time_1)

%temp-rel_2
	type after
	 arg_1		%time_2
	 arg_2		%time_1

;;Nisshin Kasai Kaijo Hoken and Dowa Kasai Kaijo Hoken tied up with
Yamaichi Shoken (%time_3) before the text was written (%time_0)

%temp-rel_3
	type before
	 arg_1		%time_3
	 arg_2		%time_0

;;Nisshin Kasai Kaijo Hoken and Yamaichi Shoken will market a pension
product (%time_4) after the text was written (%time_0)

%temp-rel_4
	type after
	 arg_1		%time_4
	 arg_2		%time_0

;;industry major Tokyo Kaijo was wary of product tie-ups (%time_6)
before it decided (%time_8) to try to incorporate securities
companies' products and absorb those funds

%temp-rel_5
	type before
	 arg_1		%time_6
	 arg_2		%time_8

;;((the subscriber)) will set aside funds for 5 years (%time_11) and
then will work for a specified period of time (%time_12)

%temp-rel_6
	type before
	 arg_1		%time_11
	 arg-2		%time_12

;;((the subscriber)) will work for a specified period (%time_12) before
((he)) receives the money in the form of a pension (%time_13)

%temp-rel_7
	type before
	 arg_1		%time_12
	 arg_2		%time_13

;;a subscriber pays in...for 5 years (%time_14) before he receives
84,000 every 3 months...(%time_15)

%temp-rel_8
	type before
	 arg-1		%time_14
	 arg_2		%time_15

%domain-rel_1
	type addition
	 arg-1		%create_2
	 arg_2		%create_1

%domain-rel_2
	type contrast
	 arg_1		%attitude_7
	 arg_2		%create_3

%domain-rel_3
	type enablement
	 arg_1		%decide_1
	 arg_2		%create_3

%domain-rel_4
	type representative
	 arg_1		%deposit_1
	 arg_2		%set-aside_1

%domain-rel_5		
	type condition
	 arg_1		%deposit_1
	 arg_2		%receive_2


coreference_1		%company_1 %set_6 %company_6

coreference_2		%subscriber_2 %subscriber_3 %subscriber_4

coreference_3		%person_1 %person_2

coreference_4		%securities_1 %securities_2

;;END